this placement in Goodvest is a hit

The climate crisis and high inflation show us how important it is to start developing the right reflexes as soon as possible. In 2022 French purchasing power is falling sharply and prices will rise by 4.9%, or even 22% for energy prices.

Faced with this, putting your money into savings does little (1% for Livret A) and the more efficient savings accounts offered by banks are a disaster for the environment – responsible for An average of 11 tons of CO2 emissions per year. For your portfolio, contracts with traditional institutions are also expensive in terms of management fees.

French startup launched in 2021 Goodvest has developed a solution to these two problems life insurance à la carte where customers can take away their savings in responsible projects multiply your savings, while getting a good profit. “Performance even outperforms traditional funds”Goodwest says.

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Combine productivity and positive effect? Goodwest Method

When opening an account, which occurs independently, in a few clicks or with a real consultant (via chat or phone), the platform offers you one of seven different sustainable themes. In particular, these are renewable energy sources, the environment, employment, solidarity and access to water.

Within these categories, Goodvest will place your money in stocks and bonds, investments whose risk is then determined by you and determines your possible profit. Goodvest offers five investor profiles: Safe, Cautious, Determined, Ambitious and Courageous. Annualized return for 5 years increases from 3.72% per year to 10.75% depending on the formula..

Goodvest investment income

© Goodwest

To manage the risk/reward ratio, Goodvest is modifying its basket of stocks and bonds. The better the plan works, the more your capital will be invested in stocks, especially stocks of companies with the most upside potential. Conversely, the safest investments will primarily use your funds in bonds. To make a simulation according to your profile and your wishes, click below.

Model my performance

Bonds are a safer asset class because it is a debt security, money lent to entities such as states, state or local governments, or even large national or private companies.

It is possible to invest from 300 euros

To be able to invest, you need start-up capital. But at Goodvest, the latter remains available. He is from 500 euros, even 300 euros if you are under 26. You will then need to pay a monthly life insurance amount to smooth the investment, reduce risk and save more easily on your side.

Goodvest offers lower management fees than banks. What’s more, your money can be transferred to your checking account in the event of an emergency, and the platform is committed to repaying the capital within 72 hours. On the contrary, if you keep your life insurance for more than 8 years, you will be able to benefit from a capital gains exemption of 4,600 euros.or even 9200€ depending on your situation.

Goodvest has launched a special promo code for Presse-citron readers. For a life insurance subscription, you can get up to 500 euros as a management fee. Enter when registering code PRESSEKITRON to get a discount and further reduce your life insurance bill.

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Goodvest raises funds and doubles staff

In just two years, Goodvest has managed to offer a comprehensive and serious life insurance offer. Investors are keen, and in early June, the startup announced it was raising €2 million to double its workforce and continue to grow. Life insurance for minors is coming – a good way to invest for your children in the first life insurance compatible with the Paris climate agreement.

If you are interested in the business model, know that you too can invest in Goodvest. A fundraiser has been launched on the Crowdcube platform with an entrance ticket from 10 euros.

The campaign is separate from Goodvest’s life insurance investment product, but you can also profit from it if Goodvest’s valuation rises. You will officially become a shareholder of the company and will be able to resell your shares, in particular in the event of an IPO of the company.

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