SCPI: Should You Invest After Retirement?

For many French people, retirement is an important step. Some of them also lack information about this, while others are worried about the income they will receive during this period. Thus, the latter consider it necessary to have additional resources to replenish their pension.

According to a recent study, more than 40% of current retirees are preparing for a post-active life. The lack of knowledge about existing investments significantly hinders the growth of this index. Can you invest in SCPI after retirement?

What is SCPI?

Civil Real Estate Investment Company (SCPI) is a form of company that allowsinvest his capital in exchange for shares equal to his investment. Available to any individual or legal entity, SCPI allows unit holders to indirectly become owners of real estate..

This means of offering savings to the public is useful for invest in different types of real estateincluding housing, offices, buildings specific to a particular sector (tourism, education, healthcare, logistics, etc.) or buildings abroad.

The role of the management company is to take over the management of these assets., find tenants and maintain the buildings. It also has the function of redistributing to contributors property income from rent deducted from various management fees.

If you want to invest in SCPI feel free to simulate:

Benefits of investing in SCPI

For the French today preparing for a long-term pension necessarily involves investing in real estate. This increasingly preferred vehicle allows them to build assets and generate regular income while being an efficient medium of transfer (especially when acquiring shares in life insurance).

However, there are many limitations to investing in real estate, whether it be the difficulties associated with renting (finding tenants, unpaid rent, administrative paperwork) or lack of capital.

In this direction, SCPI is the preferred agent thanks to various advantages:

• 
  

  Risk Pooling

The advantage of SCPI is the ability to pool risks. It brings together a handful of savers and invests in buildings occupied by a large number of tenants. This investment vehicle benefits from a wide diversification of its assets, offering regular quarterly returns..

In the event of renovations or vacant housing, contributors will have the confidence to earn additional income as they are guaranteed the possibility of regular distribution and provisioning during the time of the SCPI.

On average it takes consider a refund of about 5%. Visibility in terms of returns is a guarantee for savers, especially those who want to earn regular income. To avoid any barriers, certain elements should be considered before investing in SCPI. Two criteria must also be taken into account: the rent to guarantee income and the value of the shares to resell them.

• 
  

  Invest in a flexible and affordable way

Investing in SCPI does not require a significant budget. A SCPI share is most often worth several hundred or thousand euros, of which it is quite possiblegain access to real estate with a much smaller resource than to purchase real estate directly. In other words, funds in this sense are flexible depending on the investment opportunities of the investor.

• 
  

  No managerial restrictions

When investing in rental property, you need to manage and find tenants on a daily basis. You also need to bill the rent, maintain the premises, and take charge of the rent. Subscribing to SCPI shares avoids all of these steps.

The management company provides all employees with all the detailed information from the quarterly bulletin and annual report. She also sends him a document for the declaration of income received for tax purposes. However, it is important to move towards the quality manager.

What are the benefits #SCPI ?
Answer it ⤵️
🔗 https://t.co/wdTF4De0po #pierrepapier #fixed #inheritance #investments pic.twitter.com/oDUFVeh5ts

— SCPI — Portail-SCPI.fr (@PortailScpi) June 6, 2022