It’s time to invest in SCPI: follow the guide to get your first real estate rent!





SCPI allows you to invest in real estate without worrying about rent management. Indeed, this management is taken care of by the asset manager. Eventually, the subscriber of SCPI shares becomes the owner of SCPI shares, and therefore the indirect owner of a small number of managed buildings. SCPI’s share of the paper stone market in France has been growing steadily for several years now. As such, SCPI has become a real estate investment choice for French savers. Investing in real estate in SCPI is a well thought out choice. Typically, this is done with the aim of diversifying their assets by linking their savings to real estate assets.

Today there are about fifty different SCPIs. Thus, the paper stone market is quite large and can satisfy a large number of requests. The choice of SCPI should be carefully considered. Indeed, SCPIs differ depending on their investment policy. There are basically two types of SCPI today: the productivity SCPI and the capital gains SCPI.

The yield of SCPI allows you to invest in quality assets that bring attractive rental income. Profitable SCPIs tend to be invested in quality assets (offices, shops, commercial premises) and are located in popular areas. Therefore, SCPI yield management is based on the search for rental income. Rental income from these SCPI facilities ranges from 4.5% to 6% per annum. Thus, this is an attractive yield.

The SCPI of capital gains is the SCPI of transformation. Land is purchased for conversion. After the conversion, the buildings are resold. Thus, capital gains SCPIs are capital gains real estate SCPIs. The SCPI return on capital gains is lower than the SCPI return. Indeed, finding added value is more important than rental income.

Thus, investing in SCPI is an interesting solution for an individual to enter the real estate market. This allows you to invest in real estate without having to worry about rent management. The Professional must exercise this lease management on behalf of the subscribers of the SCPI module. SCPI now offer attractive rental yields. You can invest in SCPI for a long investment period. Subscription to SCPI shares for the purpose of transferring assets is entirely possible.

Finally, investing in SCPI also allows you to enjoy tax benefits. Indeed, rental income received from SCPI is subject to income tax. Thus, it is possible to reduce your income tax by investing in SCPI. Therefore, real estate investment in SCPI is an interesting solution for real estate investment without worrying about rent management. SCPI offers attractive rental yields and tax incentives.

Investment in SCPI in 2022

Investing in SCPI is an interesting alternative for investors who want to take advantage of the growth in the French real estate market without having to resort directly to buying it. This real estate formula is very popular today among investors who are looking for long-term, safe and profitable investments.

What is SCPI?

SCPI (Société Civile de Placement Immobilier) is a company established by one or more natural or legal persons (civil or commercial companies, associations, foundations, etc.) whose main purpose is to acquire, own, manage and sell real estate. property to generate rental income.

SCPI is a company whose capital consists of shares and whose partners are investors. To invest in SCPI, the buyer buys shares and thus becomes a co-owner of real estate owned by SCPI.

Why invest in SCPI?

Investing in SKPI allows you to take advantage of the growth of the real estate market without being subject to the vagaries of rental management (finding tenants, problems with non-payment of rent, etc.). Thus, there is no risk of unoccupied rent and rental income is predictable.

Investing in SCPI is a low volatility investment and a very profitable investment in the long run. Unlike other financial investments, investments in SCPI are not subject to inflation, on the contrary. Indeed, the price of rent increases simultaneously with inflation, and, consequently, the rental income of the SCPI.

Investing in SCPI is a formula suitable for investors who want to invest their money in the long term, without risk and with high returns. It should be noted that SCPI is not very sensitive to changes in interest rates, which makes them even more attractive to investors.

Why invest in SCPI in 2022?

In 2020, SCPI experienced a meteoric rise. Indeed, many investors who have faced significant losses in the financial markets have not hesitated to turn to real estate investing in general and SCPI in particular to secure their returns.

In 2022, the real estate market should still experience significant growth and the SCPI sector should benefit from this. Mortgage interest rates are expected to remain low, which should encourage investment in real estate. In addition, investors who have accumulated cash due to the lockdown should turn to the real estate market for investment.

It should be noted that FIRs dedicated to the housing sector are more attractive to investors than those dedicated to the tertiary sector. After all, thanks to remote work, the housing market is busier than the office market.

How to invest in SCPI?

There are two ways to invest in SCPI: direct investment and investment through a life insurance policy.

To invest in SCPI directly, you must buy shares either from an SCPI manager, from another investor, or through a brokerage firm. Investing in SCPI is a long-term investment (8 years on average) and it is best not to rush into this operation. Therefore, it is recommended to invest gradually over years to limit the risk.

To invest in SCPI through a life insurance contract, you must select a life insurance contract that offers investment in SCPI and subscribe to that offer. The advantage of investing in SCPI in this way is that the investor can sign up for a life insurance contract that offers various options and invest in SCPI. Therefore, you can invest in SCPI in parallel with other investments in order to diversify your investments.